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Credit Card Processing.
Stress Free.

Providing an effective and powerful way to manage your business' credit card processing.

Mantra Payments - Credit Card Processing
eCommerce Credit Card Processing



Point of Sale Credit Card Processing
Mobile Credit Card Processing



Why Choose Mantra Payments?

Mantra Payments provides an effective and powerful way to manage your business’s credit card processing.  We know that small business owners already have so much on their plate, so let us take care of your credit card processing and merchant services, stress-free.


When customers spend money on goods and services, they expect transactions to be quick, secure, and frictionless.  Customers can pay by dipping, tapping, or swiping their credit or debit cards.  When you use Mantra Payments as your merchant services provider, you can be confident that the information provided by your customers is safe and secure.

  • On average, small business owners using Mantra Payments pay as little as 1.9% per transaction.

  • For over 11 years, Mantra Payments has been certified as a level 1 PCI provider.

  • We strive to process all transactions with security in mind.

Secure + Safe Data

We utilize advanced security measures and the latest encryption technologies to protect your clients' credit card information and provide you with peace of mind as you run your business.

24/7 Customer Support

We utilize advanced security measures and the latest encryption technologies to protect your clients' credit card information and provide you with peace of mind as you run your business.

100% Price Transparency

Our pricing is transparent and saves your business money with low transaction fees and no surprise hidden fees.  We strive to offer the highest level of service to you and your business. 

Talk to one of our specialists to get started with credit card processing services for your business. 


What Is Credit Card Processing?

Credit card processing is the multi-step process and transmission of card data from a point-of-sale system through vast credit card networks and banks, resulting in the transfer of funds into a business. In today's digital age, transactions can take place almost anywhere—in person, online, over the phone, or by mail. With that being said, several organizations are involved in credit card processing, such as consumers, the business (merchant), payment gateway, the credit card processor, card networks, the issuing bank, and the acquiring bank. The four largest credit card networks are Visa, MasterCard, American Express, and Discover. Credit card processing companies, which fall into the categories of merchant account providers and payment processing providers, handle the logistics of accepting card payments.


Tailored Payment Processing Solutions

We understand that making a decision that could significantly impact your business is a major undertaking.  We are committed to providing assistance throughout the entire process.  Whether you are at the beginning stages of researching which business credit card processing options are best for your business or simply need support with a new credit card terminal.  Below you will find some of the available options to help tailor your credit card processing, and makes sure it fits your business' specific needs.

POS Solutions

  • In-Person Payments

  • Mobile or Over The Phone Payments

  • E-Commerce and Virtual Payments

  • Free Equipment

  • Versatile Subscriptions


  • Accept All Types of Payments (Visa, Mastercard, American Express, Discover)

  • Seamless Integration

  • Contactless & Mobile Payments Via ApplePay and GooglePay

  • Cloud-Based Technology

Credit Card Processing

  • Flexible Processing Programs

  • Same - Day  Rapid Funding Deposits Available

  • Reliable + Secure Payment Processing

  • Low Transaction Fees

  • No Hidden Fees

Talk to one of our experts to help you choose the right point-of-sale system to fit your business' needs. 


We Work With All Types of Businesses

We help build tailored credit card processing for all industries by providing customized merchant service solutions.

Medical & Pharmacy Credit Card Processing
Grocery Store Credit Card Processing
Restaurant & Bars Credit Card Processing
Landscaping Credit Card Processing
Retail Credit Card Processing
Construction Credit Card Processing

Don't see your industry above?  Don't worry one of our specialists can help!


Satisfied Customers

"Mantra Payments provided the best customer service.  They explained pricing and equipment solutions to meet my business' needs. Definitely recommend and trust."

- Mary A.

eCommerce Shop

"As a small business being able to save on credit card processing goes a long way. I am extremely happy we switched to Mantra Payments."

- Tony G.

Butcher Shop

"Great Company! Honest, reliable, and on time.  They are super helpful when I couldn't understand my monthly statement.  Very transparent on their fees and cost."

- Maggie R.

Fitness Studio

The Right Credit Card Processing Built With
Business Owners In Mind

Merchant Services - Mantra Payments

Let's Get Started

Start your application and get closer to saving your business money today!

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