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Your Source for Small Business Capital.

Empower your small business and prequalify today!

Mantra Payments - Small Business Loans
eCommerce Credit Card Processing



Point of Sale Credit Card Processing
Mobile Credit Card Processing



Why Choose Mantra Payments?

Mantra Payments provides an effective and powerful way to manage your business’s credit card processing.  We know that small business owners already have so much on their plate, so let us take care of your credit card processing and merchant services, stress-free.


When customers spend money on goods and services, they expect transactions to be quick, secure, and frictionless.  Customers can pay by dipping, tapping, or swiping their credit or debit cards.  When you use Mantra Payments as your merchant services provider, you can be confident that the information provided by your customers is safe and secure.

  • On average, small business owners using Mantra Payments pay as little as 1.9% per transaction.

  • For over 11 years, Mantra Payments has been certified as a level 1 PCI provider.

  • We strive to process all transactions with security in mind.

Secure + Safe Data

We utilize advanced security measures and the latest encryption technologies to protect your clients' credit card information and provide you with peace of mind as you run your business.

24/7 Customer Support

We utilize advanced security measures and the latest encryption technologies to protect your clients' credit card information and provide you with peace of mind as you run your business.

100% Price Transparency

Our pricing is transparent and saves your business money with low transaction fees and no surprise hidden fees.  We strive to offer the highest level of service to you and your business. 

Talk to one of our funding specialist to secure the right financing for your business.


What Is a Small Business Loan?

Small business loans can provide you with the financing you may need to develop or invest in your growing business.  Working capital can be utilized for a variety of objectives, including repairs, wages, and operational costs. It does not have to be tough to obtain small business loans for your company. Forget about the tedious paperwork. You may access flexible alternatives to match your business needs with our simple, easy, and secure application.

How To Apply For an Auto Repair Business Loan


Three Easy Steps to Secure Small Business Loan


Our team of experts with over 10+ years of experience will help you fill out a simple and short online application completed within minutes.


We have partnered with over 45+ lenders to ensure that we match your business with the best lender and the most competitive rates.  We work quickly to provide an approval in as soon as a few hours.

small business funding


By utilizing our streamlined fast funding approach, your business can access the necessary capital in as little as 24 hours from the moment you approve the terms, ensuring a timely and efficient process.

Apply Now


Apply For A Small Business Loan Today


Get Started

Apply Securely Online using our simple streamlined online application or call us directly at 858.704.2445.  There is no obligation and applying will not affect your credit score. 


Get Matched

Mantra Payments is partnered with more than 45 different lenders to provide you the most advantageous financing terms and solutions possible for your business.


Select A Funding Option

Your assigned funding specialist at Mantra Payments will work with you and your business to determine which financial option is the most suitable for achieving your business' goals and objectives.


Receive Your Funds

Once terms are approved, and all documents are received a final review and bank verification is done.  A final contract will be sent for your approval and signature, before securely receiving your funds within 24 to 48 hours.

See How Much Your
Business Qualifies For.

No Obligation. No Hard Credit Pull. 

Get A Quote By Applying Today!

We only collect your personal information for the sole purpose of application procedures and contacting you. All of your information will remain confidential and secure in our system. Please read the Mantra Payments privacy policy in order to agree to our terms.

The Right Working Capital Options With
Business Owners In Mind

Merchant Services - Mantra Payments

Let's Get Started

Start your application and get closer to securing the working capital for your business!

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